Archive for category PayPal

What is two factor authentication?

Two-factor authentication is known by many names such as 2FA, two-step verification, multi-factor authentication, and more. No matter what name it goes by they all have one thing in common, requiring you to take a second step to verify you are the owner of an account.

Many of you have probably gone your whole lives using two-factor authentication without even realizing it. One of the best examples of this is when you make a purchase with your debit card and you enter your PIN.

Believe it or not, that is two-factor authentication in practice. By requiring you to not only have your card but also know a secret PIN code to prove the account belongs to you. If you’ve ever signed into an account online and been required to receive a security code via text, this is also 2FA.

Why You Should Use Two-Factor Authentication

If you’ve never used two-factor authentication before it’s time to change that. In the past, using only a username and password to protect our accounts was enough to make us feel secure. Unfortunately, as time goes on security breaches have become more common. Most times they include your username, password, and sometimes both.

I’m sure at some point in the past you’ve gotten an alert to update or change your password for a site or service you use. Either due to them being breached or because you used the same username or password on other sites that were breached.

Using two-factor authentication will not prevent this from happening. However, it will prevent someone from using the information in the breach from accessing your account until you’ve had time to update your username or password.

How does Two-Factor Authentication work?

After setting up two-factor authentication it begins the same as any other log in attempt. You start by entering your username and password and then you are forwarded to a page asking for a secondary code. Most times this is sent to you via text but you can also use a dedicated app for this such as Google Authenticator or Authy if it is supported.

The Google Authenticator or Authy apps can take over generating your secondary code without access to the internet and refresh automatically. If you are in an area with a spotty cell signal or internet connection this can be very beneficial.

In some cases, you may come across an app or service that does not support logging in with two-factor authentication. If this happens you’ll need to generate an app password from the original service such as Google. Generally, these can be generated on demand or you can print out a hard copy list to keep track of them.

Are there any downsides to using Two-Factor Authentication?

The truth is, adding another step to the login process is inconvenient. Each time you log into your account you will be prompted for a security code. You’ll then have to wait for the code to be texted to you and enter it before you can access your account. The codes often also expire within a set amount of time, generally around 60 seconds. If you miss this window of time then you’ll have to request another code.

This can be a hassle and we’re often looking for ways to make our lives more convenient not less. However, if you consider the damage that can be done and the trouble it would take to regain control of your account, I think you’ll realize the extra time 2FA takes is worth it.

The other downside is two-factor authentication is still not 100% secure. If someone has access to your username, password, and phone they can still sign into your accounts. There is also still the possibility that hackers can find a way to intercept your texts. It is up to you to ensure your username, password, and phone stays secure as well as changing your passwords often.

Where Should You Use Two-Factor Authentication

Two-factor authentication is something everyone should use on all of their important accounts. Whether it’s your social media accounts, Amazon, eBay, or Paypal. All of these services provide two-factor authentication. Any account online that includes personal information about you or is valuable to you should have 2FA enabled.

It is important to check how to enable 2FA for each of these sites and any other essential accounts you have online. Any time you hear someone say they’ve been hacked or their account was stolen most likely could have been prevented by enabling two-factor authentication. Below I’ve compiled a list of links to instructions on how to enable two-factor authentication on some of the most common sites.

While it is not perfect two-factor authentication provides another layer of protection between you and those who would try to access your accounts. The more layers you can put between nefarious people and your accounts the better. If you take the time to set it up now you’ll be grateful for the time and trouble it could save you in the future.

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10 best Android apps for college students

With the new school year in full swing, students are looking for ways to make their life on campus easier, cheaper, safer and more fun. Fortunately, whether they need help taking notes, revising, waking up on time or finding a bargain, there’s an app for that. Below students will find some of the best apps […]

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You can now send money through PayPal in Skype chats

Skype this week announced it was adding PayPal integration to its Android and iOS mobile apps. The partnership will allow users to simply send money to each other while chatting on Skype on their smartphone. The new “Send Money” feature is available only for personal use, so you won’t be able to employ it to […]

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Here are some of the best apps for ordering food

Feeling hungry in the middle of the night? All you need to do is grab your Android phone, fire up your favorite food delivery app to get your order served right to your door. You don’t even need to call your local restaurant and talk to a real person. In the 21st century, you can […]

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Want to use PayPal with Android Pay? Let us show you how

Back in April we reported that a PayPal and Android Pay collaboration was teetering on completion; Just a mere three weeks later we can confirm that the (metaphorical) eagle has landed. It’s fair to say writing this article has come somewhat as a surprise, neither PayPal or Google (as of yet,) have provided any sort of official announcement […]

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Android pay and PayPal: A new way to pay

With millions of us already fully emerged in the “PayPal way” some big news has dropped for both Android pay and PayPal users today: Whether it’s picking up those last minute bargains or making those 2AM “I can’t sleep” impulse purchases (we’ve all been there) very soon we will all be able to start using […]

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Setting up PayPal is just as easy as using it [How-To]

If you have purchased anything on the internet in the last 5 years, it is likely that you have seen an icon for PayPal at least once. In case you don’t know, PayPal is an app that allows you to purchase securely online, without having to shell out your credit card information to a number

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Beware, Venmo Payments Are Not as Instantaneous as They Seem

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The popular payment app Venmo is a super convenient way to transfer and request funds between friends, coworkers, neighbors, and whomever. It claims to send those payments instantly, which makes it great for splitting checks or paying rent—but it’s not as instant as the app makes you believe.

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Gearbest now accepts PayPal Credit with 0% interest for six months is one of the fastest third party sellers of electronics out of China. Its presence in the US is limited to warehouses, buy but the benefit of buying through is the lower cost of devices due to lower overhead costs. has an insane inventory of over 110,000 items across 140 categories, but the ones

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You Can Now Deposit Cash Into PayPal At Your Nearest CVS or Rite-Aid

Android/iOS: PayPal may be a decent way to transfer money online, but if you use cash, PayPal doesn’t exactly have a local branch you can deposit money at. Until now. The latest app update now lets you deposit money at CVS and Rite-Aid.

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